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100% to 125% LTV

Looking for a 100% financing on your new home mortgage? I have several loan options available. Some even allow up to 6% seller concessions to pay your closing costs! If you are looking for the maximum loan amount you can get, submit your loan application today and be pre-approved by tomorrow!

100% financing is available on a 30, 20, or 15 Year Fixed Rate and on 1, 3, 5, 7, an 10 Year ARM's. An 80/20 option is also available for 100% Financing as well as Interest Only Loans.

Maybe you have a few bills that are making it difficult to reasonably afford to buy a home. With our 107% loans you will be able to get 7% of the purchase price of your new home in cash to pay off other bills or spend on home improvements and moving costs. Click here to get more information on this unique financing method.

125% LTV

This popular loan program is a great way to reduce your monthly payments by allowing you to consolidate those high rate credit cards and installment loans. Cashing-out equity for home improvement or for an investment opportunity may be another reason for selecting this type of loan program.

Example of how you may benefit from our 125% LTV loan program

...Before Refinancing:
Home Value: $225,000
Original Loan Amount: $200,000
Credit Card Debt: $75,000
Rate: 6.85%
Term: 30 Years
Mortgage Payoff: $150,000
Monthly Mortgage Payment: $1,310.51
Monthly Debt Payment: $1,250

...After Refinancing:
New Loan: $237,000
New Rate: 7.25%
New Payment: $1,616.75
Old Payment: $982.00 + $1,250 = $2,232.00
Monthly Payment Savings = $615.25
Yearly Savings: $7,383.00
3-Year Savings: $22,149.00
5-Year Savings: $36,915.00

* Payments based on 30 Year Amortization, 1st lien position, 7.25% rate, 7.35% APR.

APR may vary depending on term and amount.
Rates are subject to change.
Loan application subject to credit and underwriting guidelines

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